(only for applications registered on or before 1st Feb 2024)
Backed by the Government of India, NPS provides impressive long-term savings options for you to plan your retirement time efficiently by investing in this safe market-based plan.
Between 18-85 years can join
Easy and multiple registration options (Aadhaar, Digilocker etc.)
Open Tier I (Pension A/c) and Tier II (Add-on investment A/c).
Super Top up Medical Insurance upto Rs.30 Lakh
Low Annual Premiums
Nationwide Hospital Coverage
Between 18 to 85 years can join
Simplified Asset Allocation similar to Govt Schemes
No Minimum Annual Contribution Needed
Open Tier I Account
Subscriber below 18 years of age
Easy and multiple registration options (Aadhaar, Digilocker etc.)
Applicable for NRI & OCI Subscribers also
Contributions to come from NRE and NRO A/c. (Applicable only for NRI/OCI Subscribers)
Central Govt./ State Govt. (including autonomous bodies) employees covered in NPS.
Employees joined after applicable date mandatorily covered in NPS.
Open Tier I (Pension A/c), Tier II (Add on investment A/c), TTS A/c .
New recruits joining Central Govt./ State Govt. from 1-Apr-25
Open Pension Account and get benefit of assured payout
Easy and multiple registration options (Aadhaar, Digilocker etc.)
Employees of Corporates who have adopted NPS can join .
Get additional Tax Benefits on employers contribution.
Flexibilty in choosing contribution (employer/employee), pension fund etc.
Between 18-85 years can join on repatriation or non-repatriation basis .
Contributions to come from NRE and NRO A/c.
For repatriation of amount, contributions should be made from NRE A/c only.
Any citizen of India between 18-40 years can join.
Applicable for Non-Income Tax payers only.
Easy online registration options (Online/Offline Aadhaar).
Employees covered under SDBS are eligible to join.
Between 18-65 years can join.
Vatsalya Subscribers attaining 18 years of age
Perform KYC & Migrate to NPS Regular
Mandatory to select new Investment choice
Reinvestment of existing corpus in new investment choice selected
Easy and multiple transition options (Aadhaar, Digilocker etc.)
Applicable for NRI & OCI Subscribers also
Vatsalya Subscribers attaining 18 years of age
Perform KYC & Remain in Vatsalya till 21 Years of age
Existing PFM/Scheme will remain the same
Easy and multiple transition options (Aadhaar, Digilocker etc.)
Applicable for NRI & OCI Subscribers also