(only for applications registered on or before 1st Feb 2024)
Backed by the Government of India, NPS provides impressive long-term savings options for you to plan your retirement time efficiently by investing in this safe market-based plan.
Between 18-85 years can join
Easy and multiple registration options (Aadhaar, Digilocker etc.)
Open Tier I (Pension A/c) and Tier II (Add-on investment A/c).
Between 18 to 85 years can join
Simplified Asset Allocation similar to Govt Schemes
No Minimum Annual Contribution Needed
Open Tier I Account
Subscriber below 18 years of age
Easy and multiple registration options (Aadhaar, Digilocker etc.)
Applicable for NRI & OCI Subscribers also
Contributions to come from NRE and NRO A/c. (Applicable only for NRI/OCI Subscribers)
Central Govt./ State Govt. (including autonomous bodies) employees covered in NPS.
Employees joined after applicable date mandatorily covered in NPS.
Open Tier I (Pension A/c), Tier II (Add on investment A/c), TTS A/c .
New recruits joining Central Govt./ State Govt. from 1-Apr-25
Open Pension Account and get benefit of assured payout
Easy and multiple registration options (Aadhaar, Digilocker etc.)
Employees of Corporates who have adopted NPS can join .
Get additional Tax Benefits on employers contribution.
Flexibilty in choosing contribution (employer/employee), pension fund etc.
Between 18-85 years can join on repatriation or non-repatriation basis .
Contributions to come from NRE and NRO A/c.
For repatriation of amount, contributions should be made from NRE A/c only.
Any citizen of India between 18-40 years can join.
Applicable for Non-Income Tax payers only.
Easy online registration options (Online/Offline Aadhaar).
Employees covered under SDBS are eligible to join.
Between 18-65 years can join.
Vatsalya Subscribers attaining 18 years of age
Perform KYC & Migrate to NPS Regular
Mandatory to select new Investment choice
Reinvestment of existing corpus in new investment choice selected
Easy and multiple transition options (Aadhaar, Digilocker etc.)
Applicable for NRI & OCI Subscribers also
Vatsalya Subscribers attaining 18 years of age
Perform KYC & Remain in Vatsalya till 21 Years of age
Existing PFM/Scheme will remain the same
Easy and multiple transition options (Aadhaar, Digilocker etc.)
Applicable for NRI & OCI Subscribers also